Amanda Blair

39 Saratoga Ln

Elizabethtown, KY
$ 330,900 Beds 3 Baths 2.5 Sq 2,155 Virtual Tour
Monthly Estimate* How much can I afford?

Cowley Farms Lot #2. Estimated completion: November/December 2026. Discover refined living at 39 Saratoga Lane in Elizabethtown, Kentucky, a beautiful new home located in the desirable Cowley Farms community. Designed with modern living in mind, this thoughtfully crafted two-story home offers 3 spacious bedrooms, a loft, 2.5 bathrooms, a fully drywalled 2-car attached garage, and a versatile front flex room that's perfect for a home office, formal dining space, or playroom. The attractive exterior showcases striking marine blue siding, stone accents, dimensional shingles, and a welcoming covered front porch that enhances curb appeal. At the heart of the home, the open-concept kitchen features elegant sarsaparilla cabinetry with soft-close doors, quartz countertops, stainless-steel appliances, a generous walk-in pantry, and a large center island with seating, making it ideal for everyday living and entertaining alike. Upstairs, the private primary suite offers a spacious walk-in closet and an ensuite bath complete with a double bowl vanity, walk-in shower, and private water closet. A loft for additional living space, three additional bedrooms, a full bathroom, and a conveniently located laundry room complete the upper level. LVP flooring flows throughout the foyer, flex room, great room, kitchen, and bathrooms. Additional features include an electric fireplace, smooth ceilings, sodded front yard, and 2" window blinds. Photos are representative only; finishes may vary.

Active

  • Price
  • $ 330,900
  • City
  • Elizabethtown
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hardin
  • Half Bathrooms
  • 1
  • Area
  • Hardin County
  • Lot Size
  • 0.45 Acres
  • Zip
  • 42701
  • Sqr Footage
  • 2,155
  • Year Built
  • 2026
  • Style
  • Traditional
  • MLS#
  • 1726780
Listed By: DRH Realty of Kentucky
Data Source: Metro Search, Inc.

Features

General

Heating Electric
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
HOA Fee 330
Garage Spaces 2
Architectural Style Traditional
Construction Materials Vinyl Siding,Wood Frame,Stone Veneer
Year Built 2026
Stories Count 2
Property Subtype Single Family Residence
County Hardin
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Cowley Farms
Garage Y/N true
Total Rooms 12
Full Baths 2
Status Active
Directions From KY-313 N Joe Prather Hwy. Turn Left onto 31W. Turn right onto Hibbs Ln. Turn left on to S Wilson Rd. Turn right onto Cowley Crossing Ln. Turn right onto Saratoga Ln.
City Elizabethtown
MLS Area 16-Hardin County
Lot Size Units Acres
Lot Size Square Feet 19681
MLS Area Minor 16-Hardin County
Virtual Tour https://www.zillow.com/view-imx/719eec2f-1425-409e-b460-c140625cee15?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Tax Lot 2

Interior Features

Basement None
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2155
Half Baths 1
Total Bedrooms 3
LivingAreaSource Builder
Total Baths 3

Exterior Features

Parking Features Attached,Entry Front,Driveway
Lot Features Corner Lot,Covt/Restr,Easement,Sidewalk
Water Source Public
Lot Size Area 0.45
Foundation Details Slab
Building Area Total 2155
Lot Size Acres 0.45

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

8/20/2026 Listed $332,834
9/4/2026 1% - $329,900
9/11/2026 Listed $330,900

Property vs Zip Code Average in 42701

Price
AVG $420K
$330K
Year Built
AVG 1997
2026

In The Neighborhood

Areas That We Cover

39 Saratoga Ln Elizabethtown, KY is a Single Family Home for sale at $330900 with 2155 sqft and a lot size of 0.45 Acres Acre(s). 39 Saratoga Ln Elizabethtown has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 42701 which is in Elizabethtown, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Amanda Blair

Amanda Blair

REALTOR®

270-589-9203

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